Portfolio Management: Outperformed S&P 500 in managing stock portfolio for CSUF Craig School of Business.
	Mathematics: Knowledge of mathematical models, probability distributions, sampling statistics, regression analysis, analysis of variance, and principal components.
	Trading Operations: Familiar with debt and equity instruments, swaps, options, and futures. Knowledge of bond pricing, present value, duration, and convexity. Online trader and avid reader of investment and business publications (Investors Business Daily, Forbes, Smart Money, Business Week).
	Entrepreneurial Finance: Studied venture capital markets, deal structuring, business forecasting, financial planning and control strategies, valuations, public offerings, and other harvesting methods.

Advanced skills in MS Excel, Access, Word, and PowerPoint; Internet research, database applications, and proprietary banking software.

CALIFORNIA STATE UNIVERSITY – San Jose
School of Business Honors Program
BS Business Administration with Concentration in Finance (2005)

Selected from competitive candidate list for business school's first honors class.

Certification: Pursuing Chartered Financial Analyst Certification. Preparing for Level I Exam with studies in accounting, finance, economics, and ethics.

MAJOR BANK – San Jose, California
Credit Analyst, Commercial Credit Center (2006-Present)
Analyze financial statements and present lending recommendations for middle-market clients (agricultural, commercial accounts). Verify compliance with financial covenants. Make projections for forecasting purposes. Analyze accounts receivable/payable agings. Analyze and identify financial trends. Use written and verbal skills in communicating effectively with clients, colleagues, and managers. Identify issues and work through complex problems. Promoted from senior customer service representative, where responsibilities included training new employees and promoting bank products. Ranked in top 20% among 260 employees for overall sales volume.

CALIFORNIA ARMY NATIONAL GUARD – San Jose, California
Team Leader (2006-Present)
Completed Joint Readiness Training Center program. Led team members in simulated combat operations. Participated in flood relief missions.