CALIFORNIA STATE UNIVERSITY, San Jose
Bachelor of Science Degree (May 2009)
Business Administration with Concentration in Finance

Program Features:
	Advanced finance course work: Studies in financial management, financial markets, business forecasting, securities analysis, portfolio management; focus included financial policy, quantitative analysis, and valuation in a global environment.
	Exposure to industry leaders and influential academicians: Guest lecturers included executives of corporate entities and financial institutions, as well as professors involved in financial and securities research.
	Preparation of thesis: Topic was an empirical study of implied versus historical volatility in option pricing of Internet stocks (findings to be presented for publication in financial journal).

Pursuing Chartered Financial Analyst Certification. Preparing for Level I Exam with studies in accounting, finance, economics, and ethics.

Advanced skills in MS Excel, Access, Word, and PowerPoint, as well as Internet research and use of browsers (Netscape, IE); knowledge of database applications and proprietary banking software.

MAJOR BANK, San Jose, California
Credit Analyst, Commercial Credit Center (4/07-Present)

Analyze financial statements and present lending recommendations for middle-market clients. Verify compliance with financial covenants. Make projections for forecasting purposes. Analyze accounts receivable and accounts payable agings. Use written and verbal skills to communicate effectively with clients, colleagues, and managers. Identify and resolve complex problems.

	Promoted from senior customer service representative, where responsibilities included training new employees and promoting bank products.
	Consistently rank among top 20% of employees for overall sales volume.